Study in Panama

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Study in Panama | Top Universities, Courses, Fees, Eligibility & Admission

Why Study in Panama

1. Education System: Panama has a well-developed education system with several universities and institutions offering a wide range of academic programs. The country places importance on education and invests in quality infrastructure and resources, ensuring a conducive learning environment.

2. Cultural Diversity: Panama is a melting pot of cultures due to its strategic location and historical influences. Studying in Panama allows you to immerse yourself in a diverse cultural environment, interact with people from various backgrounds, and gain a broader perspective on different traditions, languages, and customs.

3. Affordable Tuition Fees: Compared to many other countries, Panama offers relatively affordable tuition fees for both domestic and international students. This can make studying in Panama more accessible and economical, especially when considering the quality of education provided.

4. Bilingual Environment: Panama is a bilingual country, with Spanish as the official language and English widely spoken. By studying in Panama, you can improve your language skills in both Spanish and English, which can be advantageous in today's globalized job market.

5. Strategic Location: Panama's location at the crossroads of North and South America makes it a gateway for business, trade, and cultural exchange. It offers easy access to both continents, which can be valuable for networking opportunities and future career prospects.

6. Natural Beauty and Outdoor Activities: Panama is renowned for its stunning natural beauty, including pristine beaches, lush rainforests, and the famous Panama Canal. Studying in Panama allows you to explore and appreciate the country's rich biodiversity, engage in outdoor activities like hiking, surfing, and diving, and experience a unique blend of urban and natural environments.

7. Economic Opportunities: Panama has a rapidly growing economy and is considered a regional financial and business hub. The country offers numerous internship and job opportunities, particularly in sectors like finance, logistics, tourism, and international trade. Studying in Panama can provide you with a competitive edge in accessing these emerging economic opportunities.

8. Safety and Stability: Panama is known for its political stability, low crime rates, and overall safety. It provides a secure environment for students to focus on their studies and enjoy their time in the country without major concerns about personal safety.

Education System in Panama

1. Pre-Primary Education: Pre-primary education is not compulsory but is available for children between the ages of 3 and 5. It focuses on promoting early childhood development, socialization, and basic skills through play-based learning.

2. Primary Education: Primary education in Panama is compulsory and covers grades 1 to 6. Students usually start primary school at the age of 6. The curriculum includes subjects such as mathematics, language arts, science, social studies, physical education, and arts. Primary education aims to provide a solid foundation of knowledge and skills.

3. Secondary Education: Secondary education in Panama consists of two levels: lower secondary and upper secondary. Lower secondary education (grades 7 to 9) is compulsory, while upper secondary education (grades 10 to 12) is optional but highly recommended.

4. Tertiary Education: Tertiary education in Panama consists of universities, higher education institutions, and technical/vocational schools. Tertiary education is not mandatory, and admission is based on meeting specific requirements set by each institution.

Tuition Fee & Cost of Living in Panama

1. Tuition Fees: Tuition fees in Panama can vary significantly between public and private institutions, as well as between different programs and levels of study. Public universities generally have lower tuition fees compared to private universities. On average, undergraduate programs at public universities can range from $1,000 to $4,000 per year for international students, while private universities may have higher fees ranging from $5,000 to $10,000 per year or more.

2. Cost of Living: The cost of living in Panama can vary depending on the city or region you choose to reside in. Major cities like Panama City and David tend to have a higher cost of living compared to smaller towns or rural areas. Here are some estimated monthly costs in USD:

  • Accommodation: Renting an apartment or room can range from $300 to $1,000 or more, depending on the location and the type of accommodation (shared or private).

  • Utilities: Basic utilities including electricity, water, and internet can cost around $100 to $150 per month.

  • Transportation: Public transportation is relatively affordable in Panama, with a monthly pass for buses costing around $20 to $30. Taxis and ride-sharing services are also available at reasonable rates.

  • Food: Monthly food expenses can vary depending on individual preferences. On average, a reasonable estimate for groceries and dining out can range from $200 to $400.

  • Health Insurance: It is essential to have health insurance while studying in Panama. The cost of health insurance can vary depending on the coverage and provider, ranging from $50 to $150 per month.

Eligibility to Study in Panama for Indian & International Students

1. Academic Requirements: To apply for undergraduate programs, students should have completed their secondary education or high school equivalent. For postgraduate programs, a bachelor's degree or its equivalent is typically required. Students must provide their academic transcripts, certificates, and any other required documents as proof of their educational qualifications.

2. Language Proficiency: Since the medium of instruction in most Panamanian universities is Spanish, proficiency in the Spanish language is important. Students are usually required to submit proof of their Spanish language proficiency through standardized tests like the DELE (Diploma in Spanish as a Foreign Language) or other recognized language proficiency exams.

3. Entrance Examinations: Some universities in Panama may require applicants to take entrance examinations specific to their chosen program or field of study. These exams assess the student's aptitude and knowledge in the respective subjects.

4. Visa Requirements: International students, including those from India, need to obtain a student visa to study in Panama. The specific visa requirements can vary, so it is important to consult the Panamanian embassy or consulate in your home country for the most up-to-date information. Generally, students are required to provide a letter of acceptance from a recognized educational institution in Panama, proof of financial means to cover tuition fees and living expenses, valid passport, health insurance, and other supporting documents.

5. Financial Capacity: Students should demonstrate their financial capacity to cover the costs of studying and living in Panama. This may involve providing bank statements or other documentation to show that you have sufficient funds to cover tuition fees, accommodation, and daily expenses.

Scholarship to Study in Panama

Scholarship Name


Eligibility Criteria


SENACYT Scholarships

Offered by the National Secretariat of Science, Technology, and Innovation (SENACYT) in Panama to support national and international students pursuing undergraduate, master's, and doctoral degrees in Panama.

Varies depending on the specific scholarship program. Generally, applicants must have a strong academic record, meet the program-specific requirements, and demonstrate a commitment to research and innovation.

Full or partial tuition coverage, monthly stipend, health insurance, research funding, and other benefits as specified by the scholarship program.

Panama Government Scholarships

The Panamanian government provides various scholarship programs to support both national and international students pursuing higher education in Panama. These scholarships are offered through different institutions and ministries, such as the Ministry of Education and the Institute for Training and Development of Human Resources.

Eligibility criteria vary depending on the scholarship program. Generally, applicants must meet academic requirements, demonstrate financial need, and fulfill any program-specific criteria.

Full or partial tuition coverage, monthly stipend, accommodation allowance, travel expenses, health insurance, and other benefits as specified by the scholarship program.

Universidad de Panamá Scholarships

The University of Panama offers scholarships and financial aid programs for both national and international students. These scholarships may be merit-based or need-based and are available for various academic programs.

Eligibility criteria vary depending on the specific scholarship program. Generally, applicants must demonstrate strong academic performance and financial need.

Tuition coverage, partial scholarships, or financial aid packages based on the scholarship program.

Private Scholarships

Several private organizations, foundations, and companies in Panama offer scholarships to support students pursuing higher education. These scholarships may be discipline-specific or open to students from various fields of study.

Eligibility criteria vary depending on the specific scholarship program. It may include academic performance, leadership skills, extracurricular activities, or specific requirements set by the sponsoring organization.

Tuition coverage, stipends, research grants, or other benefits as specified by the scholarship program.

Qualifying Exams to Study in Panama

1. Language Proficiency Exams: Since Spanish is the primary language of instruction in most Panamanian universities, international students are often required to demonstrate proficiency in Spanish. The most commonly accepted language proficiency exam is the DELE (Diploma in Spanish as a Foreign Language) exam, which assesses reading, writing, listening, and speaking skills in Spanish.

2. Entrance Examinations: Some universities in Panama may require applicants to take entrance examinations specific to their chosen program or field of study. These exams assess the student's aptitude and knowledge in subjects related to their intended area of study. For example, students applying for engineering programs may be required to take a math and science-based entrance exam.

3. Standardized Tests: Certain programs, especially at the graduate level, may require applicants to submit scores from standardized tests such as the Graduate Record Examination (GRE), Graduate Management Admission Test (GMAT), or Test of English as a Foreign Language (TOEFL) or International English Language Testing System (IELTS) for English language proficiency.

Intake to Study in Panama



February Intake

This is the primary intake in Panama and starts in February. Many universities and programs accept applications for the February intake. It is recommended to submit applications several months in advance to allow for processing and admission procedures.

July Intake

Some universities in Panama offer a secondary intake in July. However, not all programs may have admissions open during this intake. It is important to check with the specific university and program to determine if they have a July intake and if they are accepting applications for that period.

Top 20 Universities in Panama



Available Course Programs

University of Panama

The largest and oldest public university in Panama, offering a wide range of undergraduate and postgraduate programs.

Medicine, Law, Engineering, Economics, Education, Social Sciences, Humanities, Natural Sciences, Agriculture, and more.

Technological University of Panama

A leading public university known for its focus on technology and engineering education.

Engineering (Civil, Mechanical, Electrical, Industrial), Computer Science, Architecture, Industrial Management, and more.

Santa Maria La Antigua Catholic University

A private university offering programs in various fields and recognized for its commitment to academic excellence.

Business Administration, Law, Psychology, Engineering, Communication, Marketing, Tourism, and more.

Latin University of Panama

A private university with campuses in Panama City and other regions, providing a wide range of programs in diverse disciplines.

Medicine, Dentistry, Pharmacy, Engineering, International Business, Tourism, Design, Education, and more.

Columbus University

A private university offering programs in business, engineering, social sciences, and health sciences.

Business Administration, Industrial Engineering, Marketing, Psychology, Nursing, Radiology, Nutrition, and more.

University of the Isthmus

A private university known for its programs in health sciences, technology, business, and education.

Medicine, Dentistry, Pharmacy, Biomedical Engineering, Business Administration, Education, International Relations.

Universidad Latina de Panamá

A private university with campuses in different regions, offering a diverse range of undergraduate and postgraduate programs.

Medicine, Law, Engineering, Business Administration, Communication, Architecture, Tourism, Environmental Sciences.

Interamerican University of Panama

A private university focused on providing quality education in various disciplines.

Business Administration, Law, Engineering, Education, Communication, Nursing, Environmental Management, and more.

Quality Leadership University

A private university emphasizing leadership development and innovation in its programs.

Business Administration, Entrepreneurship, Marketing, International Relations, Finance, Industrial Engineering.

University of Santa Maria La Antigua

A private university known for its programs in health sciences, business, and education.

Medicine, Nursing, Business Administration, Education, Psychology, Dentistry, Industrial Engineering, and more.

Universidad del Arte Ganexa

A specialized university offering programs in arts, music, and cultural management.

Fine Arts, Music, Audiovisual Production, Cultural Management, Performing Arts, Art Education.

Latina University of Panama

A private university with a focus on practical, industry-oriented education.

Business Administration, Marketing, Accounting, International Business, Industrial Engineering, Environmental Sciences.

University of Technology and Applied Sciences (UTAP)

A private university specializing in technical and vocational education.

Technical Programs in Automotive, Electrical, Industrial, Mechanical, and Construction fields.

United States University of Panama

A private university offering a variety of programs in business, health sciences, and humanities.

Business Administration, Nursing, Education, Psychology, Criminal Justice, Human Resources, Marketing, and more.

Quality Leadership University

A private university offering programs in business, finance, entrepreneurship, and innovation.

Business Administration, Marketing, Entrepreneurship, Finance, Industrial Engineering, International Business.

University of the Americas

A private university providing programs in various fields, emphasizing interdisciplinary education.

Business Administration, Marketing, Architecture, Engineering, Psychology, Tourism, Graphic Design, and more.

Caribbean University

A private university with a focus on health sciences, business, and technology.

Medicine, Dentistry, Nursing, Business Administration, Computer Science, Industrial Engineering, and more.

University of Louisville Panama

A branch campus of the University of Louisville (USA) in Panama, offering American-accredited programs.

Business Administration, Marketing, Finance, Engineering, Computer Science, Accounting, Human Resources, and more.

Universidad Especializada de las Américas

A private university providing programs in business, law, engineering, and health sciences.

Business Administration, Law, Industrial Engineering, Medicine, Dentistry, Pharmacy, Nursing, and more.

Panamerican University

A private university offering programs in various disciplines, focusing on academic excellence.

Business Administration, Marketing, Law, Engineering, Education, Accounting, Tourism, Psychology, and more.

Bachelor Courses in Panama

Course Name




Engineering (Civil, Mechanical, etc.)


Business Administration


Computer Science










Tourism and Hospitality Management


Industrial Engineering




Environmental Sciences


Graphic Design


International Relations








Industrial Management


Biomedical Engineering




Masters Courses in Panama

Course Name


Master in Business Administration

February, July

Master in International Relations

February, July

Master in Finance

February, July

Master in Education

February, July

Master in Marketing

February, July

Master in Environmental Sciences

February, July

Master in Public Health

February, July

Master in Industrial Engineering

February, July

Master in Law

February, July

Master in Psychology

February, July

Master in Computer Science

February, July

Master in Social Sciences

February, July

Master in Architecture

February, July

Master in Tourism Management

February, July

Master in Human Resources

February, July

Master in Data Science

February, July

Master in Public Administration

February, July

Master in Communication and Media

February, July

Master in International Business

February, July

Master in Applied Economics

February, July

Cost of living in Panama

Expense Category

Approximate Monthly Cost


$500 - $1,500


$100 - $200


$50 - $100


$200 - $400

Dining Out

$100 - $300


$100 - $300

Health Insurance

$50 - $150

Education Expenses

$100 - $300

Personal Care

$50 - $150


$100 - $200

Documents Required to Study in Panama

  1. Application form: Fill out the application form provided by the university or educational institution you are applying to.

  2. Proof of identity: Provide a copy of your valid passport or national identity card.

  3. Educational documents:

    • High school diploma or equivalent: Submit copies of your secondary school completion certificate or diploma.

    • Transcripts: Provide official transcripts of your academic records from previous educational institutions.

  4. Language proficiency: Depending on the language of instruction, you may need to demonstrate proficiency in the language. For programs taught in Spanish, you might be required to provide a certificate of Spanish language proficiency, such as the DELE (Diploma de Español como Lengua Extranjera).

  5. Curriculum Vitae (CV) or resume: Prepare a document outlining your educational background, work experience, skills, and achievements.

  6. Statement of purpose: Write a personal statement explaining your motivation to study in Panama, your academic and career goals, and how the program you are applying to aligns with your aspirations.

  7. Letters of recommendation: Request recommendation letters from teachers, professors, or employers who can speak to your academic abilities, character, and potential.

  8. Financial documentation: Provide proof of financial ability to cover your tuition fees and living expenses in Panama. This can include bank statements, sponsorship letters, or scholarship award letters.

  9. Health certificate: Obtain a health certificate from a licensed physician stating that you are in good health and free from contagious diseases.

  10. Passport-sized photographs: Include a few recent passport-sized photographs as per the specifications provided by the university.

  11. Visa requirements: If you are an international student, check the visa requirements for studying in Panama. This may include obtaining a student visa or a specific type of visa for educational purposes.

How to Apply to Universities in Panama

1. Research universities and programs: Explore the universities in Panama and the programs they offer. Consider factors such as the program's curriculum, faculty, reputation, location, and admission requirements.

2. Meet the admission requirements: Review the admission requirements for your chosen program. Take note of the required documents, language proficiency, academic qualifications, and any additional prerequisites.

3. Complete the application form: Obtain the application form from the university's official website or admissions office. Fill out the form accurately and provide all the requested information.

4. Prepare supporting documents: Gather all the necessary supporting documents, such as educational certificates, transcripts, language proficiency test results, recommendation letters, and a statement of purpose. Make sure to have these documents properly translated if required.

5. Pay the application fee: Some universities may require an application fee to be paid. Follow the instructions provided by the university to make the payment, if applicable.

6. Submit the application: Submit your completed application form and all supporting documents to the university's admissions office. This can usually be done online through the university's application portal or by mail, depending on their application procedures.

7. Track the application status: Keep track of your application and stay informed about the admission process. Some universities may provide an online portal where you can check the status of your application.

8. Attend interviews or exams (if required): Certain programs or universities may require you to attend interviews or exams as part of the selection process. Prepare for these assessments accordingly.

9. Receive the admission decision: After the evaluation process, the university will notify you of their admission decision. If accepted, you will receive an offer letter or admission package outlining the next steps.

10. Accept the offer and complete enrollment: If you are offered admission, review the offer letter and follow the instructions to accept the offer. You may need to submit additional documents or pay a deposit to secure your place.

11. Apply for a student visa (if applicable): If you are an international student, check the visa requirements for studying in Panama and apply for a student visa, if necessary. Follow the guidelines provided by the Panamanian immigration authorities.

Grading System in Panama

  • 90-100: A (Excellent)

  • 80-89: B (Good)

  • 70-79: C (Satisfactory)

  • 60-69: D (Passing)

  • Below 60: F (Fail)

Students life in Panama

1. Cultural Diversity: Panama attracts students from various countries, creating a multicultural environment. You'll have the opportunity to interact with students from different backgrounds, learn about their cultures, and build international friendships.

2. Social Activities: Universities in Panama often organize a range of social and extracurricular activities to enhance the student experience. These may include sports events, cultural festivals, music concerts, theater performances, and student clubs or organizations covering a wide range of interests.

3. Campus Facilities: Many universities in Panama offer modern and well-equipped facilities, including libraries, computer labs, sports complexes, and student lounges. These spaces provide opportunities for studying, socializing, and engaging in recreational activities.

4. Student Organizations: Joining student organizations and clubs allows you to pursue your interests, develop leadership skills, and connect with like-minded peers. There are often clubs focused on sports, arts, culture, community service, entrepreneurship, and more.

5. Volunteer and Community Engagement: Panama offers numerous opportunities for students to engage in community service and volunteer work. Participating in such activities allows you to give back to society, gain practical experience, and make a positive impact on the local community.

6. Outdoor Activities: Panama's natural beauty offers students the chance to explore and enjoy outdoor activities. From hiking in national parks and rainforests to visiting beautiful beaches and islands, there are plenty of opportunities for adventure and relaxation.

7. Festivals and Events: Panama celebrates various cultural festivals and events throughout the year, providing a chance to immerse yourself in the local culture. Events like Carnival, Independence Day, and the International Film Festival attract both locals and visitors.

8. Affordable Living: Compared to some other countries, the cost of living in Panama is relatively affordable, making it a desirable destination for students. Accommodation, food, transportation, and entertainment options are generally reasonably priced.

9. Travel Opportunities: Panama's central location in Central America makes it a gateway to explore other nearby countries. As a student in Panama, you can take advantage of the opportunity to travel and discover the rich history, diverse landscapes, and vibrant cultures of the region.

10. Career Opportunities: Panama's growing economy and strategic location have created job opportunities in various sectors. Studying in Panama can provide access to internships, networking events, and career development resources that can help kickstart your professional journey.

Student Visa Requirements in Panama

1. Acceptance Letter: Obtain an acceptance letter from a recognized educational institution in Panama confirming your admission to a full-time program of study.

2. Passport: Ensure that your passport is valid for at least six months beyond your intended stay in Panama.

3. Visa Application Form: Complete the visa application form, which can be obtained from the Panamanian consulate or embassy in your home country or through their official website.

4. Passport Photos: Provide recent passport-sized photographs according to the specifications outlined by the Panamanian consulate or embassy.

5. Proof of Financial Means: Demonstrate that you have sufficient funds to cover your tuition fees, living expenses, and any other costs during your stay in Panama. This can be in the form of bank statements, scholarship letters, or sponsorship letters.

6. Health Certificate: Obtain a health certificate from a licensed medical professional, stating that you are in good health and free from contagious diseases.

7. Criminal Background Check: Provide a police clearance certificate or a criminal background check from your home country to demonstrate a clean criminal record.

8. Travel Itinerary: Submit a copy of your flight itinerary or travel plans to Panama.

9. Proof of Accommodation: Provide evidence of your intended accommodation in Panama, such as a rental agreement or letter of accommodation.

10. Visa Fee: Pay the required visa processing fee as specified by the Panamanian consulate or embassy.

11. Additional Requirements: Depending on the consulate or embassy, you may be asked to provide additional documents such as a statement of purpose, academic transcripts, or proof of language proficiency.

Part-time work option in Panama

1. Work Permit: International students must obtain a work permit in order to legally work in Panama. This permit is separate from the student visa and requires a separate application process.

2. Work Hours: As an international student, you are allowed to work a maximum of 4 hours per day and 20 hours per week during the academic year. However, during scheduled breaks or vacations, such as summer or winter breaks, you may be permitted to work full-time.

3. Job Availability: Part-time job opportunities for international students in Panama are limited. The majority of available positions are in the hospitality and service industries, such as restaurants, cafes, hotels, or retail establishments.

4. Language Proficiency: Proficiency in Spanish is typically required for most part-time job opportunities. Being able to communicate effectively in Spanish will significantly increase your chances of finding employment.

5. Student Services: Consult your university's international student services office for guidance on finding part-time job opportunities. They may be able to provide information about job fairs, on-campus positions, or local employment resources.

6. Financial Considerations: While part-time work can provide additional income, it's important to note that it should not be relied upon as the sole means of funding your studies and living expenses. Ensure that you have sufficient funds to cover your tuition fees, accommodation, and other essential expenses.

7. Work Permit Renewal: The work permit for international students in Panama needs to be renewed annually. Be sure to follow the renewal process before the permit's expiration to maintain your legal work status.

Work Visa and PR in Panama

Work Visa:

1. Employer-Sponsored Work Visa: To work in Panama, you will typically need a job offer from a Panamanian employer. The employer must initiate the work visa application process on your behalf, providing necessary documents such as a job contract, proof of their business registration, and a letter of recommendation. The work visa is typically granted for a specific period and is renewable.

2. Self-Employed Work Visa: If you wish to establish your own business or work as a freelancer in Panama, you can apply for a self-employed work visa. You will need to provide documentation demonstrating your business plan, financial stability, and any relevant licenses or permits.

Permanent Residency (PR):

1. Friendly Nations Visa: Citizens from specific "Friendly Nations" (such as the United States, Canada, and many European countries) are eligible to apply for permanent residency in Panama. You must provide evidence of economic or professional ties to Panama, such as starting a business or obtaining a job offer.

2. Economic Solvency Visa: This option allows individuals with significant financial resources to obtain permanent residency in Panama. You need to demonstrate a minimum deposit in a Panamanian bank or investment account, as well as prove a consistent income source.

3. Professional Employment Visa: If you have been employed in a professional or executive role in Panama for at least two years, you may be eligible to apply for permanent residency.

4. Marriage Visa: Foreign nationals who are married to a Panamanian citizen can apply for permanent residency based on their marital relationship.

Placement after study in Panama

Company Name


Grupo Eleta


Grupo Melo

Real Estate

Copa Holdings


Banco General

Banking and Finance

Grupo Rey



Banking and Finance

Samsung Electronics

Technology and Electronics

Telefónica Movistar


Grupo Bern

Hospitality and Tourism

Procter & Gamble

Consumer Goods


Banking and Finance

Manzanillo International Terminal

Logistics and Shipping

Cervecería Nacional

Beverage Industry

Sheraton Panama Hotel & Convention Center

Hospitality and Tourism

Panamá Ports Company

Port Operations

Super 99


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